Funding Guides
Straight answers on business financing from a broker who gets paid either way — so we can afford to tell you when the fast money is the wrong money.
Revenue-based funding
What it really costs, in plain dollars
Factor rates, "APR," and the early-payoff catch — explained without the sales gloss, with a real cost example.
Consolidation
Getting out from under multiple positions
Why stacking digs the hole deeper, how consolidation and reverse consolidation work, and the comparison that actually matters.
More on revenue-based funding
MCA vs. term loan — which is cheaper, and when each wins
How factor rates work (with the actual math)
Is a merchant cash advance a loan? (No — and why it matters)
Getting financing for the first time: what to have ready
Second-position funding, explained — when it helps and when it hurts
More on consolidation
How to consolidate multiple MCAs into one payment
Reverse consolidation — how it works and the catch
Getting out of a bad merchant cash advance — your real options
By industry
Working capital for contractors: materials, payroll and retainage
Working capital for trucking and freight: operating cash vs. factoring vs. equipment
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